Investment Management
A sound investment approach is a key part of an effective retirement plan.
We start by understanding your specific circumstances, and then we tailor a custom investment plan that fits your goals.​
In this process, we want to be your trusted guide and advisor. We provide independent investment advice that always puts your best interests first. We don't do high-pressure sales pitches, hot stock tips, or get-rich-quick schemes.
Instead, our aim is to help optimize your long-term results and mitigate your risk while structuring your investments for tax efficiency.
We employ an evidence-based approach. We create and manage long-term portfolios that are broadly diversified across asset classes and sectors. We minimize unnecessary expenses and fees. Our tax-efficient investment strategies are backed by decades of academic research.
Our goal is to reduce unnecessary risks while allowing our clients to capture their fair share of the market's returns. And during moments of market turmoil and fear, we strive to be a steady hand to keep clients on course.
We do this to give you the best chance of reaching your goals. Our mission is to help guide your path to financial security during your retirement years.
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Our Investment Principles
Fiduciary Duty
As a CFP® professional,
Erik Mickelson is required to put clients' interests first. We take this responsibility seriously. Read the CFP® Code of Ethics here.
Risk Management
We seek to understand, evaluate and address the potential risks of your specific financial situation.
Minimize Costs & Taxes
We are focused on minimizing unnecessary costs and taxes so that you have a chance to keep more of your investment returns.
Tax Smart
It's not what you earn that matters. It's what you keep after taxes. We utilize tax optimization strategies as a core part of our investment management process.
Evidence Based
Our investment approach is disciplined and structured to reduce the impact of emotions and behavioral biases in decision making.
Diversification
Broad global diversification can potentially increase long-term portfolio returns and reduce overall portfolio risk.
Long Term Focus
We don't try to time the market or predict short-term economic events. History shows that staying invested for the long run has better positioned investors to address their goals.
Individually Tailored
We tailor our investment services to correspond with your specific needs, your timeframe, and your risk tolerance.
Academic Approach
The foundation of our approach is rooted in Modern Portfolio Theory. This academic framework can be utilized to better position investment returns within an acceptable level of risk.
“The stock market is a device to transfer money from the impatient to the patient.”
- Warren Buffett
